Simply stated, an SR-22 is a document that shows proof of financial responsibility. You'll need an SR-22 if the police caught you driving without insurance, and you'll be required to carry the SR-22 for a specified amount of time (usually three years). Once you properly fulfill that time period, your SR-22 status expires.
SR-22s also are associated with the following:
DUI or DWI or any serious moving violation
At-fault accidents while driving without insurance
Repeat traffic offenses or getting too many tickets in a short time period
License suspension or revoked license
How Long Do I Need an SR-22?
Expect a long relationship with your SR-22 — most likely three years — similar to a probationary period after a criminal offense. You must carry continuous insurance during the specified period of time before SR-22 status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately and your license will be suspended again.
Details and Specifics:
We'll file the actual SR-22 form with your state's Department of Motor Vehicles (DMV) to show proof of insurance for you. Once we file your SR-22, your license suspension will be lifted and you can drive again legally.
SR-22s are state specific — what's required in one state may not apply in another state.
If you currently carry an SR-22 in one state but move to another state, you must fulfill the SR-22 filing period for your former state, even though you no longer reside there. Also, your insurance policy for your new state must have liability limits which meet the minimums required by law in your former (SR-22) state.
The overall message:
Though the SR-22 concept is similar from state to state, you always should check with your insurance company or agent to verify SR-22 specifics for your state.
Contact Livings Insurance:
2646 SW Mapp Road, Suite 101
Palm City, FL 34990
Toll Free: 877-923-4111
Local Phone: 772-221-0000
Livings Insurance is an agency with qualified agents who know insurance and can find the best coverages and prices for your Florida insurance plans. We give instant FL insurance quotes, and fast online general insurance quotes for all Florida residents. Get a Free Florida Insurance Quote today!